Look, it's not your fault where you're at but it's in your hand to get to the place you want to be!
The family, the friends, the environment, the society, and the experiences influenced and formed your way of thinking and beliefs that are responsible for the results your create. Those are so called paradigms and make up your inner chatter. The good news is, that paradigms can be shifted.
Are any of these part of your inner chatter?
Whatever I do it's not enough
Money doesn't grow on trees
I would like, but I can't
I just need X, before I can...
No one cares...
Rich people are evil
I'm not capable of...
But is this the objective truth?
What if these are "stories" that you've picked up or made up and telling these from a different angle would change your life?